This week, the Trump Administration issued a 150-page report on banking regulations. If Trump gets his way, as much as $2 trillion in funds will be “unlocked” for banks to lend out. Banks were forced to “lock” those funds away after the last financial crisis. Is this how banking is supposed to work? By the dictates of central planners? And what will $2 trillion in loans to an already deeply indebted American public produce?